Disclaimer

Ross Business Development, Inc., referred to as "RBD" or "rbdnow.com" at its sole discretion, may choose to change the terms, conditions and operation of this Web site at anytime. By using this service the user waives any rights or claims it may have against Ross Business Development.
 

The content available through the Site is the sole property of Ross Business Development or its licensors and is protected by copyright, trademark and other intellectual property laws. Except as otherwise explicitly agreed in writing, Ross Business Development-owned content received through the Site may be downloaded, displayed, reformatted and printed for your personal, non-commercial use only.
 
Content owned by Ross Business Development licensors may be subject to additional restrictions. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through the Site to anyone, including but not limited to others in the same company or organization without RBD’s express prior written consent.
 
WITHOUT LIMITING THE FOREGOING, RBD SHALL NOT BE LIABLE TO YOU OR YOUR BUSINESS FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR LOST OR IMPUTED PROFITS OR ROYALTIES ARISING OUT OF THIS AGREEMENT OR ANY GOODS OR SERVICES PROVIDED, WHETHER FOR BREACH OF WARRANTY OR ANY OBLIGATION ARISING THERE FROM OR OTHERWISE, WHETHER LIABILITY IS ASSERTED IN CONTRACT OR TORT (INCLUDING NEGLIGENCE AND STRICT PRODUCT LIABILITY) AND IRRESPECTIVE OF WHETHER YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE. EACH PARTY HEREBY WAIVES ANY CLAIMS THAT THESE EXCLUSIONS DEPRIVE SUCH PARTY OF AN ADEQUATE REMEDY.

Notification

All documentation, source programs, object programs, procedures, and any other material supplied in connection therewith remain the exclusive property of Ross Business Development, Inc.

Without in any way limiting Ross Business Development, Inc.’s exclusive rights under copyright, any use of these materials to “train” generative artificial intelligence (AI) technologies to generate text is expressly prohibited. Ross Business Development, Inc. reserves all rights to license uses of this work for generative AI training and development of machine learning language models.

Any use or copying of such materials not specifically authorized by Ross Business Development shall be deemed a violation.  Violation may render the customer liable for both actual and punitive damages.

This notification constitutes part of the documentation and accordingly may not be removed there from.

“The material contained in this document is not comprehensive of the continually emerging issues surrounding policies in HUD’s Multifamily Housing industry. 

The majority of the guidance and/or products provided on this page is based on interpretation of HUD Handbook 4350.3 Revision 1, Change 4 released in August 2013 and modified in December 2013 and various notices and documents provided by the Department of Housing & Urban Development and the Department of Justice.  In addition, information related to the HOusing Opportunity Through Modernization Act is interpretation of guidance provided in HSG Notice 2023-10 Implementation Guidance: Sections 102 and 104 of the Housing Opportunity Through Modernization Act of 2016 (HOTMA) revised 02/05/2024. 

RBD does not act as a legal advisor nor as a regulatory governing agency.  The recipient should understand that any materials or comments contained herein are not designed for, nor should be relied upon as a source of legal guidance or as a final authority with respect to any particular circumstance.  Ross Business Development, Inc. makes no warranty of merchantability or fitness for a particular purpose or any other warranty of any type.  Owners and management should seek clarification from HUD and/or competent legal advice in developing and carrying out policies and procedures.  While we have been diligent in our efforts to provide comprehensive and accurate information, Ross Business Development, Inc. shall not be responsible for errors or inaccuracies.  The customer should understand information or products provided through this web site are not designed for, nor should be relied upon, as a source of legal guidance or as a final authority with respect to any particular circumstance.